Watercraft & Boat Insurance in Sulphur Springs, TX
Owning a boat or personal watercraft in Sulphur Springs, TX, is a great way to enjoy time on the water, but it also comes with risks. Accidents, theft or storm damage can quickly turn a fun outing into a costly problem. That’s why having boat or watercraft insurance is so important. It can help protect you financially when the unexpected happens.
At Giles Insurance Agency, our experienced team is here to help you find the right coverage to keep you and your loved ones financially protected. With access to a wide range of insurance carriers, we can compare options and find a policy that fits your needs and budget.
Common Coverage Offered 
Here are the common types of coverage boat and watercraft insurance typically offers:
- Liability coverage can cover bodily injury or property damage you cause to others while operating your boat. It is required if you dock at marinas or participate in certain boating events.
- Collision coverage may pay for damage to your boat from a collision with another boat or object, regardless of fault.
- Comprehensive coverage may cover noncollision-related incidents like theft, vandalism, fire or storm damage.
- Uninsured/underinsured boater coverage may pay for expenses if an at-fault boater lacks adequate insurance.
- Medical payments coverage may cover medical expenses if you or your passengers are injured in a boating accident.
- Towing and assistance may cover towing your boat if it becomes disabled on the water.
- Personal effects coverage can cover loss or damage to personal items on your boat, such as fishing gear or electronics.
- Fuel spill liability and wreckage removal is required by law in some cases. It can cover cleanup costs if your boat leaks fuel or sinks.
Where to Get This Type of Insurance?
Giles Insurance Agency is a trusted local provider for boat owners in Sulphur Springs, TX. With strong community ties and a focus on personalized service, we can offer customized watercraft insurance policies that match your lifestyle and budget. Contact us today to find the right coverage for your boating needs.